Lending Solutions That Power Your Growth
At BusinessUp100, we tailor each financing option to your business, matching you with the right lender and the right solution for your industry, growth stage, and goals. Whether you’re expanding, restocking, upgrading, or navigating new opportunities, we will connect you with capital that fits.
SBA Loans
SBA loans are one of the most powerful tools for business owners seeking long-term, affordable financing. Whether you're buying a business, expanding your location, or funding working capital - SBA loans offer unmatched flexibility and support.
Key Benefits:
- Long repayment terms (up to 25 years)
- Lower interest rates
- More flexible loan uses
Basic Requirements:
- Must be a U.S. citizen or legal permanent resident
- Must be in business at least 1 year
- Must operate as a for-profit company
Equipment Financing
With equipment financing, you can acquire the tools, machinery, or vehicles your business needs without large upfront costs. From construction to healthcare, we help you stay competitive with access to the latest equipment while preserving your working capital.
Key Benefits:
- Conserve cash - no large down payments required
- Flexible payment options
- Long-term business investment
- Available for both new and used equipment across multiple industries
Basic Requirements:
- Credit Score: 660 or higher for approval
- Time in Business: At least 1 year (some online lenders may consider younger businesses)
Working Capital Loans
Working capital loans help cover short-term needs like payroll, inventory, rent, or seasonal expenses - giving you breathing room to keep your business running smoothly. At BusinessUp100, we match you with the right lender and loan structure based on your industry, cash flow, and operational goals.
Key Benefits:
- Flexible Structures: Choose from term loans, lines of credit, invoice financing, or SBA working capital options
- Free Use of Funds: Ideal for everyday business needs, seasonal slowdowns, or unexpected expenses
- Multiple Funding Paths: From fast-turnaround online loans to structured SBA-backed financing
Ecommerce Financing
Ecommerce businesses face unique challenges - from managing inventory to scaling marketing in real time. At BusinessUp100, we connect you with financing options designed specifically for online sellers, helping you move fast, stay stocked, and keep customers happy.
Key Benefits:
- Tailored Financing: Options built for ecommerce cash cycles and online operations
- Expedited Funding Processes: Flexible timelines to meet time-sensitive needs
- Revenue-Aligned Repayment: Choose repayment structures that adjust with your sales flow
Invoice Factoring
Waiting 30, 60, or 90 days for customer payments can slow your business down. Invoice factoring helps you unlock cash tied up in outstanding invoices - giving you fast access to working capital without taking on new debt. At BusinessUp100, we connect you with factoring partners that fit your industry and client structure.
- Accelerated Cash Flow: Get paid upfront instead of waiting on customer terms
- No Additional Debt: This is not a loan - you're selling receivables, not borrowing
- Flexible Use: Factor only the invoices you choose, when you need to
Business Line of Credit
A business line of credit provides access to a pool of funds that you can draw from when needed - and only pay interest on what you use. Whether you're managing cash flow, handling seasonal expenses, or investing in marketing, a line of credit offers control and flexibility. At BusinessUp100, we match you with lenders who offer terms that align with your goals and operations.
- Revolving Access: Draw and repay funds repeatedly, up to your credit limit
- Only Pay for What You Use: Interest is charged only on the amount drawn, not the full credit line
- Multi-Purpose Use: Ideal for working capital, payroll, inventory, and more
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*Applying is free and won’t impact your credit.
