Effective Date: 18.07.2025
Company: BusinessUp100
Website: www.businessup100.com

These Terms of Use (“Terms”) govern your access to and use of the website operated by BusinessUp100 LLC (“BusinessUp100,” “we,” “our,” or “us”).
By using our website, submitting your information, or communicating with us, you agree to these Terms.

1. Acceptance of Terms

By accessing or using the BusinessUp100 website or submitting information through our lead forms, you agree to comply with these Terms of Use and our Privacy Policy. These terms govern your use of the site, communications, and information submission process.

Please note: Any financing consultation, advisory service, or formal engagement will be governed by a separate written agreement signed between you and BusinessUp100.

2. Nature of Our Services

BusinessUp100 is a non-mortgage business loan brokerage and financial consulting company. We specialize in helping small businesses identify and access suitable financing options by connecting them with third-party lenders and funding partners.

We do not lend money, issue credit offers, underwrite loans, or make credit approval decisions. All financing decisions, interest rates, repayment terms, and underwriting criteria are determined solely by the lenders we may introduce you to – and only after you engage with us directly and express interest in moving forward.

BusinessUp100 acts solely as an independent intermediary, not as an agent or representative of any single lender. Our role is to assess your business needs based on the information you provide, offer funding education or guidance where applicable, and introduce you to one or more lending partners when appropriate.

Our services are limited to non-consumer, business-related funding. We do not broker or advise on residential mortgages, personal loans, or any consumer credit products. Business relationships are governed by a separate written agreement, which outlines the terms of any consulting or brokerage services you choose to proceed with.

2.1 No Guarantee of Loan Approval

Submitting information through our site or speaking with our team does not guarantee approval, funding, or specific loan terms. Lenders make independent underwriting decisions based on their own risk policies.

3. Eligibility Requirements

By using our Services, you confirm that you:

• Are at least 18 years of age
• Are legally authorized to represent the business named in your submission
• Are a U.S. citizen, legal resident, or authorized business operating in the United States
• Have authority to share the submitted business and financial information

4. Application Process and Disclosures

4.1 Submission of Information

You agree that all information submitted through our site is accurate, complete, and submitted in good faith. Misrepresentation may result in disqualification from loan consideration.

4.2 Use of Information

BusinessUp100 only uses the information you submit to provide initial consultation, determine funding needs, and, if you choose to proceed identify appropriate lender or service matches based on your business profile.

We do not share your information with any lender unless and until you engage with our team and express interest in being introduced to a funding partner.

BusinessUp100 does not conduct credit checks of any kind. However, once your information is passed to a third-party lender (with your consent), that lender may conduct a soft or hard credit inquiry in accordance with their own policies. This will always be disclosed to you directly by the lender before any inquiry is made.

5. Third-Party Lender Responsibility Disclaimer

Once you agree to be introduced to a third-party lender or funding partner, BusinessUp100’s role is limited to that of an independent intermediary. We do not make loan decisions, issue credit, set terms, or control any actions taken by lenders.

Any financing arrangement you enter is governed by a separate agreement between you and the lender. BusinessUp100 is not responsible for any disputes, credit decisions, loan performance, terms, fees, funding delays, or adverse outcomes that may result from your engagement with a third party.

You acknowledge that it is your responsibility to review all lender disclosures, agreements, and conditions before accepting any financial product.

6. No Broker-Client Relationship

By accessing or using the BusinessUp100 website, submitting an inquiry, or communicating with our team, you acknowledge that no broker-client, fiduciary, or agency relationship is created unless and until a separate written agreement is executed between you and BusinessUp100.

Until such an agreement is in place, BusinessUp100 acts solely as an informational resource and independent connector, providing guidance and identifying potential lending partners based on your business profile and expressed interest. We are not responsible for the outcome of any financing application, approval decision, or agreement you enter with a lender.

7. Fees and Compensation

BusinessUp100 does not charge upfront fees to clients for general consultation or loan matching. In some cases, we may receive a commission or referral fee from the lender if you obtain funding. Any required documentation or advisory fees (if applicable for advanced services) will be clearly disclosed in writing prior to any billing or agreement.

8. Intellectual Property

All content, design elements, logos, documentation, and code on this website are the intellectual property of BusinessUp100 or licensed content providers. You may not copy, reproduce, distribute, or use any materials without prior written consent.

9. Prohibited Uses

You may not use our Services to:

• Submit fraudulent, misleading, or illegal information
• Upload malware, bots, or conduct unauthorized scraping
• Impersonate another person or entity
• Collect data from other users or manipulate our platform

Violations may lead to suspension of access, legal action, and reporting to appropriate regulatory authorities.

10. Third-Party Sites and Services

Our Services may contain links to third-party websites (including lenders, affiliates, or educational platforms). These sites are not under our control, and we are not responsible for their content, accuracy, or privacy practices.

We encourage users to review the Terms and Privacy Policies of any third-party sites you visit.

11. Disclaimer of Warranties

All services and content are provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or usefulness of any information on the site. We also do not warrant that use of the Services will be uninterrupted or error-free.

12. Limitation of Liability

To the fullest extent permitted by applicable law, BusinessUp100 LLC – including its directors, employees, agents, contractors, or affiliates – shall not be liable for any direct or indirect damages arising out of or in connection with your use of our website, services, consultations, or any third-party referral.

This includes, without limitation:

• Loss of business opportunity, revenue, or expected financing
• Inaccurate or incomplete information provided by third-party lenders
• Delayed approvals, denied applications, or unfavorable loan terms
• Interruptions, outages, or errors from third-party tools or platforms
• Incidental, consequential, special, or punitive damages of any kind

BusinessUp100 acts solely as an intermediary and cannot guarantee any specific loan result or financing outcome.

Your sole remedy is to discontinue use of our Services.

13. Indemnification

You agree to indemnify, defend, and hold harmless BusinessUp100 LLC, along with its odirectors, employees, contractors, partners, and affiliates, from and against any and all claims, demands, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees and court costs) arising from or related to:

• Your use of or access to our Services, website, or communications
• Your breach or violation of these Terms or any applicable law or regulation
• Your submission of false, inaccurate, misleading, or incomplete information
• Your interaction with any third-party lender introduced through our platform

This indemnification obligation survives termination of your relationship with BusinessUp100 and remains in effect to the extent permitted by law.

14. Privacy

Please refer to our Privacy Policy for details on how we collect, use, and protect your data. Submission of any data through our Services constitutes agreement with that policy.

15. Modification of Terms

We reserve the right to update or modify these Terms at any time. Continued use of the Services after such changes constitutes acceptance of the new Terms. The current version will always be posted on our website.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law provisions.

In the event of any disagreement or concern arising from your use of this website or our Services, we encourage you to contact us first to attempt a good faith resolution.

If a resolution cannot be reached informally, both parties agree to consider voluntary mediation before pursuing legal action. Any unresolved legal disputes shall be subject to the exclusive jurisdiction of the state or federal courts located in Miami-Dade County, Florida.

17. Contact Information

For any questions about these Terms, you may contact us at:

BusinessUp100 LLC
Email: legal@businessup100.com
Phone: +1(561) 465-7627
Mailing Address: 150 E Palmetto Park Rd Suite800, Boca Raton, FL 33432